About Us



Alpine Risk Management specializes in errors and omissions risk management, loss prevention and rehabilitation for insurance agents and brokers.

Alpine was formed in the mid 1980′s in response to requests from several agents in the San Francisco Bay Area who were experiencing problems with errors and omissions losses and the placement of their E&O insurance. Alpine helped them develop standardized written procedures and consistent office operations.

The underwriting companies were so impressed with Alpine’s reports for these agents that, in addition to renewing their E&O coverage, they reduced both the agents’ premiums and their deductibles.

From this modest beginning Alpine has grown into a nationally recognized consulting service for independent insurance agents and brokers.

Alpine is now recognized by all major E & O carriers for possible premium credits. Ask your underwriter.

Alpine Risk Management helps agents and brokers to analyze and revise internal procedures to reduce the potential for E & O claims.





Founded by Edgar H. “Bud” Lion  (d. 2012), Alpine became known and respected nationally due to his over 60 years commitment to the insurance industry.

Mr. Lion started his insurance career with the Fireman’s Fund Insurance Companies in 1948 in casualty underwriting, holding various sales, underwriting, and executive positions with the company throughout the United States. He was elected vice president and manager of the San Francisco branch office in 1964. He then elected early retirement in 1984.

In his capacity as manager, he developed and administered the group errors and omissions (E&O) programs for the Independent Insurance Agents and Brokers of California; the Independent Insurance Agents of Oregon, Washington, and Hawaii; and the Western Association of Insurance Brokers. He also had the executive supervision of the E&O program for the National Association of Life Underwriters.

Upon his retirement, Mr. Lion established Alpine Risk Management Corp. and developed a total E&O risk management loss prevention program for agents and brokers. He is the author of an E&O loss prevention manual of procedures for agents. He has both written and taught E&O loss prevention seminars for agents and brokers and was commissioned by the Independent Insurance Agents of America and The Employers Reinsurance Corporation to write an advanced E&O seminar for the national membership of the IIAA. This seminar has been taught in all 50 states.  Mr. Lion is the author of many articles on E&O and also is the author of the procedural analysis review program for agents and brokers. He was retained by several prominent law firms in California as a consultant and expert witness and was recognized as one of the leading experts nationally in E&O loss prevention.  Mr. Lion wrote on risk management for insurance agent and broker errors and omissions exposures for IRMI.com as well as publishing The Alpine Protector newsletter for over 20 years.

Mr. Lion attended the University of California at Berkeley, majoring in economics and mathematics; Golden Gate University at San Francisco, majoring in insurance and insurance law; and the University of Portland, majoring in insurance law.



Gary joined Alpine in 1986 with a background in Industrial Safety Engineering.  Over the years, Gary has been involved with much of the different aspects of Alpine Risk Management.  He initially helped to develop, organize and run Alpine Inspection Services, a risk management inspection branch of Alpine Risk Management.  In 1991 he arranged for the successful sale in of Alpine Inspection Services.

While working with Alpine Inspection Services, Gary also became proficient in E&O risk management, which gave him in depth knowledge to move into the risk management side of Alpine.  He became part of the management team, managing sales, marketing, automation and analysts who performed Errors and Omissions Risk Management reviews for independent insurance agents and brokers.

Certified by the State of California to conduct continuing education seminars, Gary has taught seminars in the western states, and has conducted hundreds of in-house quality control and procedural analysis reviews for agents and brokers throughout the country.



Suki joined Alpine in 2009 after working on the Insurance Agency side of the business since 1999.  Her career reflects a diverse work experience most recently in the insurance industry and prior to 1999 in law as office manager and bookkeeper for her husband’s law office.

While working for an Agency in 2004, she helped implement their internal errors and omissions loss preventions procedures program for which they still have the highest regards.   With two decades of insurance experience, Suki has honed her E&O skills and focus to work to the best advantage of Alpine’s clients.

In 2009, Suki helped create and implement the risk management component of a successful specialty online Errors & Omissions insurance program for a California brokerage firm.  She was instrumental in the development of Alpine’s new Online Internal Procedural Quality Control Program.  She is committed to creating loss control programs as vital components of any complete E&O insurance program that helps agents develop standardized written procedures and implement consistent office operations.

Suki earned her CIC, Certified Insurance Counselor Designation, which has added to her keen sense of the insurance industry developed over the years.  She enjoys updating her E&O Loss Prevention knowledge to stay on the cutting edge of progressive ideas on how to prevent errors and omissions losses.